Accepted Dental Insurance
We work with your dental insurance to help you receive the care you need while maximizing your coverage benefits and minimizing out-of-pocket expenses.
Maximizing Your Dental Benefits
In-Network With Delta Dental
Trident Smiles is proud to be an in-network provider with Delta Dental. As an in-network practice, our Delta Dental patients receive the advantage of pre-negotiated fees, which means lower out-of-pocket costs for covered procedures. Your Delta Dental benefits are maximized when you choose an in-network provider like Trident Smiles.
Being in-network with Delta Dental means we have agreed to accept their fee schedule for covered services. This arrangement benefits you by reducing your financial responsibility for dental care. Our team verifies your Delta Dental coverage before treatment and provides accurate estimates of your portion of the costs.
We handle all claim submissions directly to Delta Dental on your behalf, eliminating paperwork hassles for you. Our experienced billing staff understands Delta Dental’s coverage policies and can answer questions about your specific plan benefits, including annual maximums, deductibles, and coverage percentages for preventive, basic, and major procedures.
Out-of-Network Benefits Welcome
If you have dental insurance through a carrier other than Delta Dental, we welcome you as an out-of-network patient. Most dental insurance plans provide out-of-network benefits, allowing you to choose the dentist you prefer while still receiving partial coverage for your dental care.
When you visit Trident Smiles with out-of-network insurance, we file claims on your behalf and provide detailed documentation to help maximize your reimbursement. While out-of-network benefits may result in higher out-of-pocket costs compared to in-network care, many patients find the personalized service and comprehensive care at our practice worth the difference.
Our team can provide a pre-treatment estimate showing both our fee and the expected insurance reimbursement based on your specific plan. This transparency allows you to make informed decisions about your dental care. We accept assignment of benefits, meaning insurance payments can be sent directly to our office to reduce your upfront costs.
Understanding Your Coverage
Dental insurance can be confusing, with varying coverage levels for different types of procedures. Our knowledgeable front office staff helps you understand your benefits before beginning treatment. We verify coverage, explain your out-of-pocket costs, and submit all necessary paperwork to your insurance company.
Most dental insurance plans cover preventive care like cleanings and exams at 100%, basic procedures like fillings at 70-80%, and major procedures like crowns or bridges at 50%. However, every plan is different. We review your specific coverage and provide written estimates so you understand the investment in your oral health.
If you have questions about whether your insurance plan is accepted at Trident Smiles or how your benefits apply to recommended treatment, our team is available to help. We’re committed to making dental insurance work for you, not against you, as you pursue optimal oral health for yourself and your family.
Maximizing Your Dental Benefits
FAQS
What If My Insurance Isn't Delta Dental?
You’re still welcome at Trident Smiles. We accept all dental insurance plans as an out-of-network provider. We’ll file claims on your behalf and help you maximize your out-of-network benefits. Most patients find that the quality of care and personalized attention they receive at our practice makes the slightly higher out-of-pocket cost worthwhile. We also offer financing options to help manage any costs not covered by insurance.
Do You Offer Payment Plans for Insurance Deductibles?
Yes, we understand that even with insurance, deductibles and co-payments can create financial strain. Our in-house payment plans starting at $30 per month can help you manage your out-of-pocket costs. We also work with CareCredit, Cherry, and Alpheon to provide additional financing options for portions not covered by your dental insurance. Our goal is ensuring financial concerns don’t prevent you from receiving necessary dental care.